Domiciliary Care Insurance

Care Sector Insurance

DOMICILIARY CARE INSURANCE

Domiciliary Care Insurance is designed specifically to meet the needs of domiciliary care agencies by protecting assets, covering liabilities and providing benefits.

Domiciliary Care is quickly becoming a chosen alternative to residential and nursing care. It enables those with varying care needs to remain in their own home indefinitely, or for a longer than would have been previously possible.

Aldium4Care
At Aldium we understand the need for Domiciliary providers to have the right protection in place. Our specialists we take the time to understand you and your business and will then source a policy that provides you with the cover you need at a competitive price.

CALL 0151 336 5881
domiciliary care, domiciliary care insurance.

WHY YOU NEED DOMICILIARY CARE INSURANCE

Running a domiciliary care business involves providing essential services to individuals who need assistance in their homes. While this work is rewarding, it also comes with significant risks and responsibilities. As a business owner, you need to protect both your company and the people who rely on you. Domiciliary Care Insurance is a specialised solution that helps safeguard your business from the unique risks associated with home care.

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WHAT DOES DOMICILIARY CARE INSURANCE COVER?

Your domiciliary care insurance policy will contain a number of different sections, some of our key covers can include:

BUILDINGS COVER

This will compensate you for the cost of rebuilding, repairing or renovating your office or HQ property in the event that it is damaged by an insured peril such as fire or flood.

EMPLOYERS’ LIABILITY

Employers’ Liability Insurance is a legal requirement if you employ anyone.
This will cover you for any compensation amount and legal costs if an employee claims compensation for a work-related illness or injury.

PUBLIC LIABILITY

Public Liability covers your business against claims to cover damages and legal costs that people may make against your business. These claims may arise from; Service Users, suppliers, members of the public or others.

PROFESSIONAL INDEMNITY

Professional indemnity insurance (PI) is a critical component of domiciliary care insurance, providing protection against claims made by clients or their families for mistakes, negligence, or inadequate service that results in financial losses. 

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